Collision Coverage
Collision Coverage: Pays for damage to the policyholder’s vehicle caused by a collision with another vehicle or object, regardless of fault.
Collision Coverage isn’t required by the state, but it protects one of your biggest everyday investments—your vehicle. If you’re involved in an accident, whether you hit another car, slide on ice, or strike a guardrail, collision coverage helps pay to repair or replace your vehicle when you cause the crash. Without it, you would be responsible for the full repair or replacement cost out of pocket, which can quickly add up to thousands of dollars. Collision coverage is especially important if your vehicle is newer, financed, or essential for work and daily life, providing financial protection and peace of mind every time you get behind the wheel.
