Medical Payments Coverage (MedPay)
An optional coverage in Missouri that helps pay medical expenses for the driver and passengers after an accident, regardless of fault.
Why do you need Medical payments coverage?
Medical Payments Coverage (often called MedPay) isn’t required by the state, but it helps cover medical expenses for you and your passengers after an auto accident, regardless of who was at fault. This coverage can help pay for ambulance rides, hospital visits, X-rays, surgery, and even funeral expenses, reducing the immediate financial burden during a stressful time. MedPay can also fill gaps left by health insurance, such as deductibles or co-pays, and provides quick access to funds without waiting for fault to be determined. For drivers who want added financial protection and peace of mind, Medical Payments Coverage offers an extra layer of support when injuries caused by an accident occur.
