Comprehensive Coverage

Pays for damage to a vehicle caused by non-collision events such as theft, fire, vandalism, weather, or animals.

Why do you need comprehensive coverage?

Comprehensive coverage isn’t required by the state, but it protects your vehicle from unexpected events that have nothing to do with a collision.

Comprehensive coverage includes: risks that can happen anytime, even when your car is parked like:

  • Damage from theft

  • Vandalism

  • Fire

  • Severe weather

  • Falling objects

  • Hitting an animal

Without comprehensive coverage, you would have to pay out of pocket to repair or replace your vehicle after these types of losses. It’s especially valuable if your vehicle is newer, financed, or important to your daily routine, offering protection and peace of mind against the unpredictable.